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Estate Planning

Estate planning is important because it basically allows you to control what happens to your assets when you pass away or become incapacitated. Estate planning is very difficult to talk about because it requires you to contemplate your own death and the possibility of becoming incapacitated. However, estate planning is an extremely important aspect of life that too few people act on, or take seriously. It’s like driving a car without insurance. You can do it, but it’s ill-advised. If you get into a crash without insurance, you’re going to be in trouble and you may be liable for damages. Insurance protects you from money damages and judgments. Estate planning also protects you. However, if you drive a car without insurance, it is possible you will not have an accident. Sadly, we are all guaranteed to die at some point, so from that perspective, it is much more dangerous not to have an estate plan in place because what we are planning for will happen at some point. There is no way to avoid it. That’s why an estate plan is vitally essential for every single person. A lot of people assume that you have to be rich or have large amounts of assets in order to have an estate plan in place, but that’s just not true.

Donald N. Macneil, Esq.

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